Blog | Maria Carabello

Mortgage: What are Points?

Photo by Precondo via Pixabay Some mortgage companies offer loans with points. In a nutshell, paying points means paying down the interest rate. One point is equal to 1 percent of the mortgage amount. On a $200,000 mortgage, one point is $2,000. The percentage the interest rate lowers depends on the ...

3 Lists for Selling Your Home With

When you put your property up for sale, you want to ensure that potential buyers get all the information they need on the features of your home and its surrounding area. For example, if a buyer doesn’t realize a great school is just around the corner, they might just walk ...

3 Fun and Shareable Party Foods

Throwing a party or hosting a gathering is an excellent way to display your culinary skills. However, cleanup and equal portioning can be a bit of a pain. Here are three pre-portioned, easy-to-clean and completely sharable food ideas. Pizza Bites Pizza bites are a universal go-to food for many. They have a ...

How to start an organic garden

Starting your own organic garden is simpler than you might expect. Organic gardening is no more expensive nor labor-intensive than other gardening methods, and it’s a great way to live sustainably. So, how do you get started with organic gardening? Mulch Mulch is the foundation of any successful organic garden. A layer ...